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Why You Should Consider Refinancing

Why You Should Consider Refinancing

As the Australian economy gets back to normal on the back of the COVID-19 enforced shutdowns easing, borrowers are sitting in an enviable position. The moment lockdown measures started, the RBA acted quickly and cut the official cash rate to a record low, of 0.25 per...
How Australian Property Can Buck the Trend

How Australian Property Can Buck the Trend

There’s been a lot of talk recently, about the prospect of Australia and many other countries around the world falling into a recession. These days, the word ‘recession’ isn’t as scary as it used to be as most people understand that this is a technical definition,...
Accessing Your Money: Offset Account or Redraw?

Accessing Your Money: Offset Account or Redraw?

Over the course of the last few months, the COVID situation has shown us just how important it is to have some money in the bank. During the lockdown, many Aussies experienced job losses and lowered income, and as the weeks in isolation rolled by, even generous...
5 Common Reasons Your Home Loan May be Rejected

5 Common Reasons Your Home Loan May be Rejected

If your home loan application has been rejected, you may feel like there are no other options. Fortunately, there are hundreds of loan products on the market and there is most likely a lender that can offer a product to suit your circumstances. Whether you have...
Low-doc Home Loans: An alternative for self-employed

Low-doc Home Loans: An alternative for self-employed

Low-doc home loans are a unique product designed for those who do not have access to the regular verification paperwork required to apply for a home loan. Lenders have a responsibility to ensure that borrowers can repay any loan that they approve, so they are still...