Car Loan | Your Finance Adviser
4 Mistakes to Avoid When Buying a Car

4 Mistakes to Avoid When Buying a Car

Unlike other purchases, it’s not possible to return a car if you get home and decide you don’t like it. While the dealership might be required to repair any faults, it’s important to get it right at buying time to avoid any costly mistakes. Here are four mistakes you...
The Pros and Cons of a Balloon Payment

The Pros and Cons of a Balloon Payment

A balloon payment is a one-off lump sum that you pay to the lender at the end of your car loan’s term. Balloon payments are more common with car loans for businesses and are a great way to help reduce your monthly repayments and free up cash. However, there are a...
Should You Lease a Car for Your Business?

Should You Lease a Car for Your Business?

Leasing a car for your business has become more common in recent years, however, prior to purchasing a business vehicle, it’s well worth weighing up your options. There are a number of considerations that you need to make, which might make financing a business vehicle...
Can You Get a Car Loan if You’re Self-Employed?

Can You Get a Car Loan if You’re Self-Employed?

Those individuals that work for themselves or run a business can, at times, find it a little trickier to get different types of loans. Lenders like to see regular income and ongoing work to give them some degree of comfort that a borrower will be able to repay the...
Is 0% Car Finance Too Good to Be True?

Is 0% Car Finance Too Good to Be True?

In the current low interest rate environment, there are a lot of attractive offers for car finance, particularly coming from dealers.  In some cases, you can even find dealers offering 0% finance. While that might look good on the surface, it’s important to understand...
Do I need a Deposit for my Car Loan?

Do I need a Deposit for my Car Loan?

If you’re hoping to get a loan for a property, it’s highly likely that a lender is going to require you to put down a deposit. Fortunately, if you’re in the market for a new car, the requirement to come up with a deposit isn’t quite as strict. In fact, there are...