home loan expert | Your Finance Adviser
Why are Stock Levels So Low?

Why are Stock Levels So Low?

House prices are rising at the fastest rate in 32 years, and while there is strong demand from buyers, one of the main factors driving prices is low stock levels. Across Australia, we’re still seeing the lowest levels of stock that we’ve seen in more than five years....
How to Fix Your Credit

How to Fix Your Credit

When the time comes to apply for a home loan, banks and lenders are going to look very closely at how you have managed credit in the past. The easiest and most obvious way for them to do this is to look at your credit score, which is a track record of how well you’ve...
Should You Be Using Buy Now, Pay Later?

Should You Be Using Buy Now, Pay Later?

In recent years, one of the biggest changes for consumers has been the move towards ‘buy now, pay later’. In years gone by, most people simply purchased with credit cards, and before that, it was using lay-by. Things have changed dramatically in the past five years...
House Prices Close Out 2020 Strongly

House Prices Close Out 2020 Strongly

Despite the predictions of widespread and dramatic falls in home prices in 2020, it appears the exact opposite has unfolded. The latest data from CoreLogic shows that house prices across the country have finished the year incredibly strong, marked by a 1% increase in...
How to Get a Lower Interest Rate on Your Home Loan

How to Get a Lower Interest Rate on Your Home Loan

In the current economic climate, low interest rates are not just a bonus – they are expected. Fortunately, if you are working with a mortgage broker or a home loan advisor, they will be able to help you get the very best deal you can and that will mean you will...