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How Your Parents Can Help You Buy a property?

How Your Parents Can Help You Buy a property?

Over the past few years, it’s become more common for parents to help their children purchase a property. As property prices have risen sharply, particularly in places like Sydney and Melbourne, entry into the property market is not as easy as it was a generation ago. ...
How to Fast-Track your Home Loan Application

How to Fast-Track your Home Loan Application

One of the biggest mistakes new home buyers make is not having their finances organised prior to starting their search for a property.  Many people assume that if one has a good income, a home loan is simple to get. Unfortunately, there are a number of steps in the...
How to Fix Your Credit

How to Fix Your Credit

When the time comes to apply for a home loan, banks and lenders are going to look very closely at how you have managed credit in the past. The easiest and most obvious way for them to do this is to look at your credit score, which is a track record of how well you’ve...
What to do When Your Mortgage Holiday Ends

What to do When Your Mortgage Holiday Ends

It’s been an unusual 12 months across the globe, and this time last year, most people would never have imagined that they would have ever needed a mortgage deferral. In what was a very tricky time for borrowers, banks and lenders stepped up and offered their customers...
Is it Worth Cancelling Your Credit Cards?

Is it Worth Cancelling Your Credit Cards?

Even if you don’t have any loans or debts, having a credit card might be enough to significantly reduce your borrowing capacity. The reason why a credit card can be a hindrance to your ability to borrow money, is that lenders assess your credit card on the overall...