What Does Subject To Finance Really Mean? Oct 20, 2020 | BlogThe vast majority of people who look to purchase property will do so with the help of finance. If you need to use finance to purchase a property, then you certainly need to include a ‘subject to finance’ clause in your offer. A subject to finance clause is a...
Getting an Alternate Documentation Loan Oct 6, 2020 | BlogAs we know, all borrowers have different circumstances and that’s why there is never a one size fits all approach when it comes to lending. For the majority of full-time employees with a good credit history, you will likely have a range of options and be able to look...
What are Genuine Savings? Sep 25, 2020 | BlogMany first home buyers can often get caught out with the concept of genuine savings. When applying for a first time home loan, having a deposit that you’ve saved is something that most lenders like to see. When you are able to save, it demonstrates that you are able...
How to Avoid Getting Your Loan Application Declined Sep 18, 2020 | BlogOne of the most frustrating things that could happen to a homebuyer is getting his application for finance declined. By this stage, you’ve already likely been to dozens of home opens, organised all your paperwork and potentially even put an offer in on a house....
How to Make the Most of Your Equity Sep 4, 2020 | BlogOne of the most powerful elements of property investing is that you can access the equity you have in your current property to continue to invest and grow your portfolio. It can be a misconception that you need to have huge sums of money to grow a large portfolio when...
Why You Should Consider Refinancing Jul 7, 2020 | BlogAs the Australian economy gets back to normal on the back of the COVID-19 enforced shutdowns easing, borrowers are sitting in an enviable position. The moment lockdown measures started, the RBA acted quickly and cut the official cash rate to a record low, of 0.25 per...
