Common Mistakes that Stop You Getting a Loan Dec 18, 2020 | BlogWhen the time comes to apply for a home loan, many would-be borrowers are shocked to learn that a few simple mistakes have cost them the chance to get finance. Lenders and home mortgage experts have several checks they run on all applications and if you’ve made these...
Should You Use Equity to Buy an Investment Property? Dec 17, 2020 | BlogOne of the most powerful elements of property as an asset class is the fact that you can use leverage. Not only are you able to access finance through a lender, such as a bank, or a home loans broker who will lend you 80% or more of the value of the property, but you...
What is Positive Gearing? Dec 11, 2020 | BlogAs interest rates continue to fall, there has been more and more talk about the concept of positive gearing. Simply put, when a property is positively geared, it generates more income than it costs to hold. Most property investors and home mortgage experts are faced...
The Federal Government Continues the First Home Loan Deposit Scheme Nov 26, 2020 | BlogThe very popular First Home Loan Deposit Scheme is back again with first home buyers once again set to benefit. The latest Federal Budget has put a clear focus on helping first home buyers get into a new home and as a result, the FHLDS has been extended and expanded....
Five Questions to Ask Before Putting in an Offer on a Home Nov 19, 2020 | BlogWe all want to get a bargain when we buy a property, however, the reality is that you need to meet the vendor halfway in most cases. Knowing how much you should offer and exactly where you need to meet the vendor when it comes to price comes down to asking a few key...
Responsible Lending Laws Set to Be Axed Nov 10, 2020 | BlogRecently, the Federal Government announced that it would be removing responsible lending laws, in a bid to free up credit and help boost the economy. What do these changes mean for borrowers? Responsible lending laws were introduced on the back of the Global Financial...
