4 Things to Consider Before Fixing Your Interest Rate Feb 23, 2022 | Home LoanWith interest rates at record low levels, many homeowners are considering the possibility of fixing their interest rate on the home loan. Before going down this path it’s important to ask some key questions and decide whether this is the right option for you. Why...
How To Reduce Lenders Mortgage Insurance (LMI) Feb 21, 2022 | Home LoanLenders Mortgage Insurance can be a great tool to help home buyers get into a property that they otherwise might not be able to afford. However, it comes with a cost. LMI is a one-off insurance premium that is put in place to protect the lender in the event the...
5 Ways to Pay Off Your Mortgage Sooner Feb 16, 2022 | Home LoanWhen buying a home, to live in or as an investment, most people will have the goal of eventually paying it off. A 30-year loan might seem like a long time to be making repayments, but you won’t be stuck paying interest if you’re able to pay it off sooner. Here are...
4 Things to Do to Improve Your Credit Score Feb 12, 2022 | UncategorizedIf you’re setting the goal of purchasing a home in the coming year, it might be time to start getting your financials in order ahead of time. One of the most important and often overlooked steps is to make sure you have a solid credit score. A credit score is a number...
Car Loans vs Personal Loans Feb 7, 2022 | UncategorizedThe holiday period is normally a time when people spend more hours at home and some start looking around for a new car. If you’re looking at a loan to purchase a new or second-hand car, it’s important to consider the best way to finance it. The most common ways to buy...