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What Does Subject To Finance Really Mean?

What Does Subject To Finance Really Mean?

The vast majority of people who look to purchase property will do so with the help of finance.  If you need to use finance to purchase a property, then you certainly need to include a ‘subject to finance’ clause in your offer. A subject to finance clause is a...
Getting an Alternate Documentation Loan

Getting an Alternate Documentation Loan

As we know, all borrowers have different circumstances and that’s why there is never a one size fits all approach when it comes to lending. For the majority of full-time employees with a good credit history, you will likely have a range of options and be able to look...
What are Genuine Savings?

What are Genuine Savings?

Many first home buyers can often get caught out with the concept of genuine savings. When applying for a first time home loan, having a deposit that you’ve saved is something that most lenders like to see. When you are able to save, it demonstrates that you are able...
How to Avoid Getting Your Loan Application Declined

How to Avoid Getting Your Loan Application Declined

One of the most frustrating things that could happen to a homebuyer is getting his application for finance declined. By this stage, you’ve already likely been to dozens of home opens, organised all your paperwork and potentially even put an offer in on a house....