What Does Subject To Finance Really Mean? Oct 20, 2020 | BlogThe vast majority of people who look to purchase property will do so with the help of finance. If you need to use finance to purchase a property, then you certainly need to include a ‘subject to finance’ clause in your offer. A subject to finance clause is a...
How to Finance Your Home Renovation Oct 14, 2020 | Mortage Broker, Mortgage Brokers, Mortgage InsuranceAs the window begins to close to access the Government’s HomeBuilder grant, there is still enough time to capitalise if you’re looking to build or substantially renovate. Given that the requirements are high for renovators, many people might be looking to borrow in...
Getting an Alternate Documentation Loan Oct 6, 2020 | BlogAs we know, all borrowers have different circumstances and that’s why there is never a one size fits all approach when it comes to lending. For the majority of full-time employees with a good credit history, you will likely have a range of options and be able to look...
What are Genuine Savings? Sep 25, 2020 | BlogMany first home buyers can often get caught out with the concept of genuine savings. When applying for a first time home loan, having a deposit that you’ve saved is something that most lenders like to see. When you are able to save, it demonstrates that you are able...
How to Avoid Getting Your Loan Application Declined Sep 18, 2020 | BlogOne of the most frustrating things that could happen to a homebuyer is getting his application for finance declined. By this stage, you’ve already likely been to dozens of home opens, organised all your paperwork and potentially even put an offer in on a house....