Apply by 31 May 2022, settle by 31 Aug 2022. Owner Occupier loans (P&I repayments) and Investment Property loans, with LVR+ up to 80% and min $250k loan.

Eligibility Criteria

• $3,000 Refinance Cashback1 available for new refinance applications received between 1 December 2021 to 31 May 2022 and settled by 31 August 2022. Offer may be varied or withdrawn at any time.
• Limit of one $3,000 cashback payment per customer regardless of the number of applications, applicants, properties, or loans involved per 12-month period. For joint applications, only one cashback payment will be paid to the primary applicant.
• Min Loan amount $250k and loan to value ratio (LVR+) up to 80%.
• Offer available on Owner Occupier (Principal & Interest repayments) and Investment Property Loans (Principal & Interest and Interest Only repayments) with either the Premier Advantage Package# ($395 Annual Package Fee) and Flexi First Option Home Loans.
• Offer not available for Equity Access Loans, Owner Occupier Interest Only loans, residential lending originated under family or company trusts, refinances of home loans within the Westpac Group which include Westpac, St. George, Bank of Melbourne, BankSA and RAMS.
• The cashback will be paid into a Westpac Choice transaction account within 60 days of settlement. This account must be in the same name as the home loan account and linked to the home loan at settlement.
• Premier Advantage Package# Conditions of Use and $395 Annual Package Fee applies. Your client must either hold or be approved for a Westpac Choice transaction account in order to qualify and continue to receive the benefits of the Premier Advantage Package. Before deciding to acquire a Westpac Choice transaction account, read the terms and conditions, and consider if the product is right for your client.
• Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters.

Exclusions

This offer is not available for:

• Equity Access Loans
• Switches and refinances of home loans within the Westpac Group which include Westpac, St.George, Bank of Melbourne, BankSA and RAMS.
• Owner Occupier Interest Only Loans.
• Residential lending originated under a trust..
• Residential lending under a company name.

Important details

There is no exception process available for refinance applications that is received or settled outside the above eligible periods.