Citibank | Your Finance Adviser
  1. $4,000 cashback offer where the home loan amount is $750,000 or more and $3,000 cashback offer where the amount is less than $750,000, for new purchase and refinance applications submitted from 18 January 2021 to 31 May 2022 and settled by 31 August 2022.
  2. $6000 cashback offer where the home loan amount is $1,000,000 or more for new purchase and refinance applications submitted from 1 October 2021 to 31 May 2022 and settled by 31 August 2022.
  3. This offer is available to Australian residents (excludes US persons who apply on or after 1 November 21) aged 18 years and over who refinance or purchase a home with a new eligible home loan product under the following Eligibility Requirements:
    • Home loan application must be submitted within the Promotional Period (points 1 & 2 above)
    • Lending must be new to Citi (variations or refinances of existing Citi loans are excluded from this offer) *Special conditions apply for Staff Home Loans. Refer to Staff Loan intranet page.
    • Repayment type can be principal and interest; and/or interest only
    • Available on owner occupier and investor loans (borrowers are advised to seek independent tax advice in relation to cashback for investor loans).
    • Offer excludes Construction loans, Company applicants and Trust applicants.
    • Minimum refinance and or purchase home loan amount $350,000
    • Eligible Citi home loan products: Basic Variable, Standard Variable, Standard Offset and Standard Fixed
    • Applications are subject to credit approval
    • Home Loan must remain open at payment date
  4. Only one cashback offers per eligible home loan capped to one cashback offer per applicant within a 12-month period from the last settlement date to the current application submission date. Where a home loan has more than one applicant and one applicant receives the cashback, all applicants are deemed to have received the cashback offer.
  5. In instances where multiple eligible applications are received in the same month from the same applicant/s and settled on the same cashback payment period the highest cashback eligible application will be paid
  6. Citi reserves the right to verify, validate and disqualify any Eligible Customer if the customer is engaged in any unlawful or other conduct deemed inappropriate by Citi, that jeopardise the fair and proper conduct of the Promotion.
  7. Provided these Conditions including Eligibility Requirements are met, Eligible Customers will receive the cashback amount transferred electronically into their new variable loan account, or where fully fixed into their nominated direct debit account, for applications settled:
    • by 30 April 2022 payment after 10 May 2022
    • by 31 May 2022 payment after 10 June 2022
    • by 30 June 2022 payment after 10 July 2022
    • by 31 July 2022 payment after 10 August 2022
    • by 31 August 2022 payment after 10 September 2022
  8. This offer is not available in conjunction with any other promotion, and Citi reserves the right to vary or withdraw these Conditions at any time