Praful is a highly passionate Mortgage Broker, strongly believes in making connections with clients by listening to their needs and issues. Praful likes to work very closely with clients in solving their lending problems. He goes extra mile in articulating and explaining pros and cons of various loan products and making every stage of loan process simple and easier for them.
Praful brings to table a lot of experience from his background in advertising especially in the field of digital marketing and data and analytics. Praful love numbers, is tech savvy and having an excellent problem solving and analytical skill which he uses while evaluating various Home Loan options before offering it to clients.
Praful has 20+ years of experience in Australian advertising industry where he has worked in various capacity in media agencies covering Business Development, Digital Marketing, Customer Relationship Management and Data and Analytics. He has managed advertising budgets of the blue-chip clients as well as small clients and delivered a strong strategic and business outcome for clients.
Praful is a passionate community leader and has been an integral part from last 10+ years in a leading not for profit community organisation called Council of Indian Australians where he has been successfully engaging with the community in promoting Indian Cultural Heritage, friendship and integration within multicultural Australia.
Certificate IV in Finance and Mortgage Broking
Master in Marketing Management
Diploma in direct marketing
Member of FBAA M-347510
$2,000 Refinance Cashback: For new refinance applications received between 23 September 2019 to 30 September 2020 and settled by 30 November 2020.
Offering a Refinance Cashback of $2,000 to customers who refinance their home loan from another financial institution to St George. Excludes Portfolio Loans, switches, and refinances of home loans within the Westpac Group which include Westpac, Bank of Melbourne, BankSA and RAMS.
For new refinance applications received between 1 April 2020 to 30 September 2020 and settle by 30 November 2020. This offer is not available for Bridging Loans.
Offering a Refinance Cashback of $2,000 ($250k - $749k ) and $3000 ($750k+) to customers who refinance their home loan from another financial institution to Suncorp.
Applications must be submitted before Wednesday 30 September, 2020, with loans funded by Tuesday 29 December, 2020. Minimum refinance amount $250,000. This offer is not available for Bridging Loans.
Refinance Cash Bonus Offer (1) – how much is the customer eligible for?
Frontline Extra Cash Bonus Offer (2) – for eligible occupations
Effective 1 June 2020, ANZ home loans eligible customers who are refinancing $150,000 or more from another lender (which may include some additional new lending), a cashback amount of upto $3,000 will be available. See below for details
Important note: ANZ's home loans switching cashback discretion can be varied by ANZ from time to time and may be withdrawn at any time.
Up to $1,000 rebate for eligible first home buyers (including recipients of State or Territory government first home buyer concessions) with home loans over $250,000.
Apply by 30 September 2020 and draw down by 31 December 2020. Eligibility criteria and T&Cs apply.
Cashback Offer for customers refinancing their existing lending to BOQ, meaning eligible customers will be able to take advantage of the $2,500 cashback.
The end date for applications to be received is Saturday, 26 September 2020, with loans required to settle by Saturday, 12 December 2020.
All customers will be paid the cashback, provided the lending meets the eligibility criteria outlined above. Provided customers have opened a BOQ transaction account the cashback will be paid to the account within 30 days of the loan settlement.
Special limited time $2,500 cashback offer only available for new refinance applications received between 17 June 2020 and 26 September 2020 (inclusive) and that settle by 12 December 2020. This offer is open to Australian residents aged 18 and over who are personal customers taking out a new home loan with BOQ, refinanced from another financial institution. Offer available on BOQ’s Clear Path, Economy, Intro Rate, or Fixed Rate home loan products only. Minimum total new lending of at least $250,000. Maximum loan-to-value ratio (LVR) of 70%. Not available for the refinance, restructure or switches of home loans within BOQ Group, which includes BOQ, Virgin Money (Australia) and BOQ Specialist. An applicant will be eligible for a maximum of one cashback payment during the offer period, regardless of the number of loan applications they are party to, provided the total amount drawn at settlement across all loans is at least $250,000
Offering a Refinance Cashback of $2,000 to customers who refinance their home loan from another financial institution to CommBank.
Applications must be submitted before Saturday 31 October 2020, with loans funded by Thursday 31 December 2020. Minimum refinance amount $250,000. This offer is not available for Bridging Loans.